Two health plan options through UHC (United Health Care)
Health Savings Account (HSA) plan available
Health Reimbursement Arrangement (HRA) plan available
Flexible Spending Account (FSA) available
Upon election, coverage begins on the first day of the month following your hire date. Employees’ portion of premiums and coverage varies depending on the chosen plan.
Dental Insurance
Dental coverage plan through Lincoln Financial
Preventative checkups are covered at 100%
Deductible for basic and major dental work is $50/person/year, up to 3 deductibles per family
Basic dental work covered at 85%
Major dental work covered at 50%
Rawhide co-insures crowns (major dental) an additional 30%
Maximum benefit per person, per year is $1,000
Upon election, coverage begins on the first day of the month following your hire date. Employees pay 10% of the premium costs.
Vision Insurance
Vision coverage through VIPA (Vision Insurance Plan of America)
Vision exam and lenses covered at 100% annually
Frames covered up to $125 retail value bi-annually
Contact lenses and exam covered up to $150 annually
Coverage begins on the first day of the month following your hire date. Premiums paid by employee.
Life Insurance
Benefit is two-and-a-half times annual salary, (based on a 40-hour week)
Benefit is reduced after age 64
No employee contribution for premiums
Disability Insurance
Benefit is 60% of normal wage (based on a 40-hour week)
Short-term benefits start after 10 consecutive workdays of disability
Long-term benefits start after 90 calendar days of disability
