Insurance

Medical Insurance

• Three health plan options through WATDA Services Inc. (Wisconsin Auto & Truck Dealers Association)
• Health Savings Account (HSA) plan available
• Health Reimbursement Arrangement (HRA) plan available
• Flexible Spending Account (FSA) available
• Upon election, coverage begins on the first day of the month following your hire date. Employees’ portion of premiums and coverage varies depending on the chosen plan.

Dental Insurance

• Dental coverage plan through Guardian Dental
• Preventative checkups are covered at 100%
• Deductible for basic and major dental work is $50/person/year, up to 3 deductibles per family
• Basic dental work covered at 85%
• Major dental work covered at 50%
• Rawhide co-insures crowns (major dental) an additional 30%
• Maximum benefit per person, per year is $1,500
• Upon election, coverage begins on the first day of the month following your hire date. Employees pay approximately 5% of the premium costs.

Life Insurance

• Benefit is two-and-a-half times annual salary, (based on a 40-hour week)
• Benefit is reduced after age 64
• No employee contribution for premiums

Disability Insurance

• Benefit is 60% of normal wage (based on a 40-hour week)
• Short-term benefits start after 10 consecutive workdays of disability
• Long-term benefits start after 90 calendar days of disability
• No employee contribution for premiums